Consumer protection is strengthened on several levels thanks to this measure. First, it makes it easier for borrowers to terminate their revolving credit agreement. Furthermore, it requires lenders to notify consumers one month before the renewal date of their contract. In addition, this regulation aims to limit the lifespan of revolving credit facilities in the event of non-use. Thus, borrowers have the right to request a reduction in their credit limit or the suspension and termination of their contract at any time. If the credit limit is increased, a new Preliminary Credit Offer (PCO) must be provided.