Central Bank Digital Currency (CBDC), also known as Central Bank Digital Currency, is an electronic transaction method that leverages blockchain technology. There are two types of CBDC: pure CBDC, issued and administered exclusively by a central bank, and hybrid CBDC, issued in collaboration with a group of commercial banks or private entities. The ethical implications of CBDC are numerous. Indeed, regardless of its form of storage, CBDC could potentially allow financial authorities to monitor and control individuals’ spending, possibly replacing other payment methods entirely. An extreme scenario envisions the implantation of a CBDC chip under individuals’ skin, as discussed in the concept of a Universal Monetary Unit (UMU), which, according to Mikael Snyder, risks transforming human beings into mere commodities on a global scale.